- Participant for 12 years
- Participant for 2 years
Plan Representative Spotlight
Meet Russ White
|
Russ White is an experienced Registered Plan Service Representative. Russ helps participants in Franklin County enroll, he conducts account reviews and answers questions about KDC. |
 Franklin County |
Contact Russ at 1.800.793.4401, Ext. 1172006, or email Russell.White@us.ING.com.
Stay Informed
Review the educational brochures below to learn about the benefits of KDC.
Stay informed on recent news and upcoming events.
Fixed Contract Fund 3
The credited rate for the first quarter of 2012 is 2.00%.
Market Watch
Board of Trustees
Board of Trustees Update
Two new members, Allison N. Amon and Stephen E. Gilmore, appointed by Governor Beshear to the Authority Board of Trustees, were sworn in at the Board meeting on December 8th.
Review current Board members.
Go Green
Sign up today for e-statements.
• Save Time
• Reduce Clutter
• Help the Environment
2012 Webinar Lineup
Webinars are a convenient way to learn how KDC Plans can help you reach your retirement goals.
January 30, 2012
- 6:06 pm - Wall Street ends off lows, suggesting resilience more
- 9:32 pm - RIM committee stresses importance of independent chair more
- 10:15 pm - Europe signs up to German-led fiscal pact more
- 7:47 pm - Judge dismisses Oracle fraud claim against HP more
- 10:24 pm - South Korea's Hyundai Mobis inks $1.1 billion deals with GM, Chrysler more
News from Your Plan Sponsor
Meet your Local Representative!
Plan Service Representatives are available to meet with you in person. Locate your county on the map to find your 
representative.
Fund Trading Restrictions
Fund Trading Restrictions
Certain funds available through Kentucky Deferred Comp (KDC) maintain or are subject to trading restrictions and charge redemption fees in an effort to help prevent excessive short-term or disruptive trading.
For further information regarding Fund Trading Restrictions and Redemption Fees, click here.
FAQs
What is the maximum I can contribute to a 401K or 457(b) Plan?
Contribution limits are set by the Internal Revenue Service. They reflect the maximum pre-tax and post-tax amount you can defer. 2012 Contribution Limits are:
Single Plan
| Plan | 2012 Maximum Elective Deferrals | 2012 Age 50 Catch-Up | 457 Special Catch-Up |
|---|---|---|---|
| 457 | $17,000 | $5,500 | up to $34,000 (2012) |
| 401(k) / Roth 401(k) Combined Limit | $17,000 | $5,500 | N/A |
| IRA (Traditional & Roth) Combined Limit | $5,000 | $1,000 | N/A |
Combined 457 / 401(k) Plans
| Age | Combined Maximum | With 457 Special 3-year Catch-up* |
|---|---|---|
| Less than age 50 | $34,000 | Up to $51,000 |
| If age 50 or over | $45,000 | Up to $65,000 |
* Remember a 457 Plan participant CANNOT elect to use the special catch-up and the age 50-and-over catch-up in the same year.
For more information on deferral limits please call 800.542.2667 or use our Live Chat feature above right.
Kentucky Deferred Comp | Customer Service Line: 1.800.542.2667 or 502.573.7925 | Find Your Representative
